This article is from the How to Become a Motorcycle Roadracer FAQ, by Duke Robillard duke@io.com with numerous contributions by others.
Some medical polices cover you for track injuries, and some don't.
Call your insurance company and find out. If you're not covered,
you'll need to get a special policy. The American Motorcycle
Association (AMA) has a policy called ARMOR that covers you in AMA
sanctioned events. Call the AMA to see if your series is sanctioned.
AHRMA, LRRS (the Northeast CCS region) and the Great Lakes Road Racing
Associated (GLRRA) are sanctioned.
Don't race without medical insurance. If you think an aftermarket
shock is expensive, wait till you price those external fixators for
broken bones. Seriously, a big racing injury can easily bankrupt you.
 
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