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31 What's the net.recommendation for motorcycle insurance?




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This article is from the California Driving (and Surviving) FAQ, by "George J Wu" georgewu@netcom.com with numerous contributions by others.

31 What's the net.recommendation for motorcycle insurance?

gwu@esl.com (George Wu) received the following replies to this request
of 30 sep 1991:
Having just purchased my first bike (Yamaha SRX 250), I now need to get
insurance. Since it's not worth that much, I'm just going to get liability.
CSAA (California AAA) must think motorcycles are dangerous or something,
since they won't insure it.

from abp@goedel.arc.nasa.gov (Andy Philips):
McGraw Hill Insurance Services: 415-780-4841
Call Melody x3021 and tell her I sent you, she may or may not remember me.

from georgeb@zimmer.CSUFresno.EDU (George Barbary):
The best deal I got on insurance was from Mcgraw-Hill. There is a startup
fee of approximately $40. Then the premium was $86 for six months. I had
minimum coverage. This rate is for Fresno. It may vary in the Bay area.

from chaney@leland.stanford.edu (Ken chaney):
State Farm is reputed to have "best" rates for single males under 30. I
heard this from a AAA agent, who gave me a quote. Don't know why they won't
give you one. Perhaps I'm mistaken and the quote was for my car. At any
rate, it was higher than the premium I pay State Farm (single male age 25).

from karen@brahms.AMD.COM (Karen Black):
I've insured my SR250 (and GB500) through State Farm. When I started, I was
paying about $250 for 100/50/100, uninsured motorist, comp and collision.
Now I'm in State Farm Mutual and paying $160 for liability and uninsured
motorist. I've been very happy with State Farm.

from tamecat@yoda.eecs.wsu.edu (Walter Dryfoos):
I'd suggest that you give Coupin Insurance on Piedmont Avenue in Oakland a
call. They always found me the best deal on my bikes. They're an
independent agent, so they have lots of options.

from tiene@apple.com (Kevin Tiene):
I am about to buy a bike (Honda Hawk GT 650) and got the same response from
CSAA. They recommended getting insurance through the dealer.

from brad (Brad Whitaker):
Marketing Direct (800) 729-2537 MotorCycle Insurance

from gbuzsaki@us.oracle.com (George Buzsaki):
Mike Felder Insurance (1-800-7-CYCLES) He specializes in motorcycle
liability insurance and is a good guy to boot.

from doning@ocf.Berkeley.EDU (Donald Ng):
I got the lowest quotes for insurance from Mike Felder in Concord. He's at
1-800-7-CYCLES, and gives discounts for taking the MSF courses.

from gwu@esl.com (George Wu):
Based on what the net recommended, I called Mike Felder and McGraw
Insurance. For just liability, Felder quoted $157. McGraw quoted $87. I
went with McGraw, naturally. Personally, I think the $157 is an error. I
definitely stated I wanted liability only, but I bet that's not what he
quoted.

After I passed the MSF course, I called McGraw Insurance back to try and get
a discount. They don't offer one for the MSF course. The only safety
discount they offer is for "good drivers." One is a "good driver" if one
has held an M1 license for at least three years and has zero or one points
on his or her license.




 

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