I understand the BSA does not have liability insurance, isthis true?
Description
This article is from the Scouting FAQ, by Bill Nelson nelsonb@nospam.aztec.asu.edu, Soaring Golden Eagle eagle@rangernet.org and Alan Houser troop24@emf.net with numerous contributions by others.
I understand the BSA does not have liability insurance, isthis true?
The Boy Scouts of America has liability insurance that covers leaders
and organizations to which units are chartered. Accident and medical
coverage are not included but are available through BSA local councils
at a modest cost. This coverage provides protection for the council,
all Scouting professionals and employees, Scouting units, chartered
organizations, and volunteer Scouters (whether or not registered) with
respect to claims arising in the performance of their duties in
Scouting. Coverage is more than $15,000,000 for bodily injury and
property damage. The insurance provided Scouting volunteers through
the BSA General Liability Insurance program is excess over any other
insurance the volunteer might have to his or her benefit, usually a
homeowners, personal liability, or auto liability policy. There is no
coverage for those who commit intentional or criminal acts. By
providing insurance coverage = to volunteers on an excess basis, BSA
is able to purchase higher limits. Because of the high limits,
volunteers should NOT be placed in a position where their assets are
jeopardized because of a negligence liability claim or
lawsuit. Chartered Organizations are covered by a primary umbrella
policy.
Contact your local Council for more information.
Continue to:
My Books
