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75 Medicare Supplemental Insurance (Medigap Policy)




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This article is from the Organ Transplant FAQ, by mike_holloway@hotmail.com (Michael Holloway) with numerous contributions by others.

75 Medicare Supplemental Insurance (Medigap Policy)

Medicare does not always cover 100% of all medical needs. That is why
there are medicate supplemental policies (Medigap), which are intended to
cover some of the services that Medicare does not. In every state there
are standardized Medigap policies which are created to fill these "gaps."

Generally, an individual must purchase one of these Medigap policies
within six months of their Medicare B effective date.

There are three Medigap plans (H, I, and J) which offer LIMITED coverage
for out-patient medications.

You are strongly encouraged to call your State Insurance Department to
determine if you are eligible to buy one of these policies. They can also
advise which insurance companies are selling Medigap plans H, I or J. For
the number of your State Insurance Department call the National Insurance
Consumer Helpline at 800-942-4242.


 

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