501. What kind of problems am I protected against when paying with a bank credit card?
Description
This article is from the Credit cards and Consumer Credit FAQ, by adams@spss.com (Steve Adams) with numerous contributions by others.
501. What kind of problems am I protected against when paying with a bank credit card?
The Fair Credit Billing Act protects you from honest errors and
outright fraud by merchants when you make the purchase through a
bank credit card. These include
- billing errors
- charges for goods ordered but never shipped
- charges higher than agreed
- charges for goods not shipped as ordered
- charges for products that don't work as represented
- charges for unsatisfactory services
and similar kinds of problems.
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