This article is from the Tattoo FAQ, by Stan Schwarz with numerous contributions by others.
Most reputable tattoo shops are insured. The problem is, they're usually
insured against premises liability. This means that they have insurance
coverage if you fall and hit your head on their floor, but *NOT* if
you're unhappy with their work. In the past, the only insurer who would
cover the latter was Lloyd's of London, and their rates were apparently
very high.
This has changed recently, with the availability of a comprehensive
insurance package available from one agent based on the West Coast. Many
shops do have some form of insurance (this may be a requirement in their
rental lease). Just keep in mind that the insurance does not necessarily
cover QUALITY.
 
Continue to: