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This article is from the FAQ, by with numerous contributions by others.

100 Do I need to hire a lawyer to apply for a waiver?

Probably not a good idea given that the necessary overhead (paperwork)
is probably more than one can handle.

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• prev: 99 How long does the whole process take?
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• next: 101 When can an interested U.S. Govt. agency sponsor me for a waiver of the HRR?