11.5.2 Advice for Australians in United States
Description
This article is from the soc.culture.australian FAQ, by Stephen Wales with numerous contributions by others.
11.5.2 Advice for Australians in United States
Calling Home
(Rates in US Dollars)
AT&T Standard (800-pick-att) high $3.10 first minute, $1.25 additional minute
(2pm-8pm)
AT&T Standard (800-pick-att) low $1.71 first minute, $0.81 additional minute
(3am-2pm)
AT&T reachout world plan (800-523-world) $0.78 (10pm-2pm) $3 monthly fee
MCI Around the World (800-672-8054 (8pm-2pm) $3 monthly fee
MCI Around the World (800-672-8054 (2pm-8pm) $3 monthly fee
Cyberlink (800-661-0393) $0.41 anytime, any number 6 sec billing no mthly
charge without changing long distance carriers
Banks
[SW] From my understanding, there are no real "national" banks in the
USA, like Westpac or ANZ or whoever, unless you include the really big
international operations like Citibank.
Depending on who you bank with, you may not be able to do your
transactions at any branch of your bank. The smaller banks seem to be
of the mentality of 'at our office only', while the larger ones will
let you transact at any of their branches.
There is typically a $1 fee per transaction if you use any 'foreign'
ATM, that is any ATM not run by your bank. Most banks also charge a
fee if your balance falls below some point, typically four or five
hundred dollars.
There are also other fees for getting new cheques, and some banks will
issue you a new ATM card each year for a small fee (whether you want
it or not).
Opening an account generally requires you to have a Social Security
Number. I don't know what happens if you try to open an account
without one.
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