This article is from the SSH - Secure Shell FAQ, by Thomas Koenig Thomas.Koenig@ciw.uni-karlsruhe.de with numerous contributions by others.
No; you should keep it turned on, for security reasons.
Today's CPUs are fast enough that performance losses (if any) only are
noticable for local Ethernet speeds, or faster.
You might want to specify blowfish encryption instead of the default,
IDEA, with -c blowfish, for faster operation.
Following are some measurements where the different encryption methods
were applied between a P5/90 and a 486/100, both running Linux, for
copying files with scp across a lightly loaded Ethernet.
The model chosen was t=a+x/b; a is the startup time in seconds, and b
the sustainable transfer rate in kB/s. Also given are the 68.3%
confidence intervals for the data, as determined by the Levenberg-
Marquardt algorithm as implemented a pre-3.6 version of gnuplot.
Encryption a[s] da[s] b[kB/s] db[kB/s] none 2.37 0.37 386.1 5.8 rc4 1.96 0.27 318.2 2.9 tss 2.33 0.37 298.5 3.5 des 2.07 0.19 218.8 1.0 idea 2.25 0.45 169.6 1.3 3des 1.92 0.11 118.2 0.2
 
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