Description

This article is from the Credit cards and Consumer Credit FAQ, by adams@spss.com (Steve Adams) with numerous contributions by others.

001. Disclaimers

The information presented here comes from others' research and from
seemingly well-informed articles in news media and on Usenet. What is
here is true to the best of my understanding, but I am only human (and
I'm not an attorney). Before you rely on any of the information here,
check it out for yourself. This is only a guide.

This list relates to law and custom in the U.S. and should not be taken
as a guide to consumer credit in other nations. Also, it concentrates
on Federal law as opposed to state laws, which vary widely. State law
may give you important protections in addition to those from Federal
law, but in every state you have _at_least_ the protections derived from
Federal law and listed here. I'm always interested in state and local
comparisons, but by design I omit almost all state information from this
list: it's long enough already!

 

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finance, debit card, credit card, secured card, guaranteed card, unsecured card, consumer credit, bad credit, credit report